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Medical Expenses
Aug. 15th, 2014 03:32 amSo...
Owen needs hip surgery. Over time, he's been dealing with increasing pain shooting through his hip and leg, and after several (expensive) scans the doctors found he has some torn tissue that can't be repaired without invasive surgery. We have a really good surgeon but the costs have turned out to be pretty steep. We cannot forego this surgery and have things be okay; if we don't do it, it will get worse until he can no longer sit up and we must do it. Right now Owen makes more than I do, and if we lose him as a source of income, we are completely fucked.
Even with insurance paying for 80% of it, the cost of the surgeries will be in the realm of $5K-$8K, depending on whether or not they will cover anesthesia (still waiting to hear back on that). This is largely because the hospital care for a single night is $10,000 before insurance. We have to foot the rest. Ahem. Setting aside my rage, this leaves us with few options but to ask for outside help or go into painful amounts of debt that could take a year or more to pay off (while other important goals, like my own healthcare, take a backseat; I also need surgery to fix a chronic problem I've been having, but not as urgently as Owen does).
We have set up a GoFundMe here: http://www.gofundme.com/cwtxcw
Even if you can't donate, signalboosting would be a great help. Owen and I are both struggling with health problems that are slowly eroding our ability to work 40 hours a week; my job is in danger because of it (I've taken too many days off already), and he's in danger of not being able to work at all despite being self-employed.
I'd say that I feel horrible for asking, but the fact is, this is the reality that many people with chronic health conditions in the United States face, and this is just one of many steps along the way to avoiding Default. It'd be irresponsible not to ask.
Thanks for your consideration and take care of yourselves out there...
Owen needs hip surgery. Over time, he's been dealing with increasing pain shooting through his hip and leg, and after several (expensive) scans the doctors found he has some torn tissue that can't be repaired without invasive surgery. We have a really good surgeon but the costs have turned out to be pretty steep. We cannot forego this surgery and have things be okay; if we don't do it, it will get worse until he can no longer sit up and we must do it. Right now Owen makes more than I do, and if we lose him as a source of income, we are completely fucked.
Even with insurance paying for 80% of it, the cost of the surgeries will be in the realm of $5K-$8K, depending on whether or not they will cover anesthesia (still waiting to hear back on that). This is largely because the hospital care for a single night is $10,000 before insurance. We have to foot the rest. Ahem. Setting aside my rage, this leaves us with few options but to ask for outside help or go into painful amounts of debt that could take a year or more to pay off (while other important goals, like my own healthcare, take a backseat; I also need surgery to fix a chronic problem I've been having, but not as urgently as Owen does).
We have set up a GoFundMe here: http://www.gofundme.com/cwtxcw
Even if you can't donate, signalboosting would be a great help. Owen and I are both struggling with health problems that are slowly eroding our ability to work 40 hours a week; my job is in danger because of it (I've taken too many days off already), and he's in danger of not being able to work at all despite being self-employed.
I'd say that I feel horrible for asking, but the fact is, this is the reality that many people with chronic health conditions in the United States face, and this is just one of many steps along the way to avoiding Default. It'd be irresponsible not to ask.
Thanks for your consideration and take care of yourselves out there...
